Documentation

Impact of 2013 Premium Rate Changes on Gain and Loss Probabilities in the AIR U.S. MPCI Model

White Papers | pdf - 543 Kb
December 19, 2012

For the 2013 insurance year, the Risk Management Agency of the USDA modified the premium rates for corn, cotton, rice, sorghum, soybean, and wheat crops. This will have an impact on premium volumes, county- and state-level gross loss ratios, post-SRA losses and loss ratios, thus directly affecting crop insurance companies’ fund allocation, risk management strategies and the placement of reinsurance protection. This paper describes the nature of these changes and their impact on the profitability of the crop insurance industry.

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Premium Adjustment Factors and Guidelines for 2013 Submissions Using the AIR MPCI Model for China

White Papers | pdf - 366 Kb
January 31, 2013

For the 2013 season, policy conditions for the China MPCI program have changed in several provinces. This will have an impact on the premium collected and on the risks that are being written in certain provinces. This paper describes the nature of those changes and the premium adjustment factors that AIR has developed to help companies analyze their 2013 China MPCI submissions using the AIR MPCI model for China.

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Life Risk Models

Brochures | pdf - 3007 Kb
March 11, 2020

Verisk's Life Risk Models are a set of stochastic models that explicitly capture mortality and morbidity risk associated with mortality trends, individual habits and lifestyle, and excess mortality events.

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Palomar Specialty Utilizes the AIR Flood Model to Develop Risk-Based Pricing in California

Brochures | Case Study | pdf - 50 Kb
June 21, 2017

Palomar sought a way to provide flood insurance that was affordable, profitable, and actuarially sound. With AIR, they found a modeling solution they could rely on to help them price the risk and set appropriate premiums.

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Rising Waters The Growing Need for Proactive Flood Risk Management in the UK

pdf - 829 Kb
September 03, 2014

AIR-modelled average annual insured loss from inland flooding GBP 550M two-thirds of which is residential. 14% 30% 32% Average Annual Loss 1.0% 0.5% Exceedance Probability +4C Current Conditions Second wettest summer in recorded history Wettest April, record-breaking June, wettest summer in recorded history Wettest win

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Solutions Brief: The Geospatial Analytics Module in Touchstone

Brochures | Solution | pdf - 1208 Kb
October 31, 2017

More than ever before, companies are seeking powerful new ways to visualize and understand their data to better manage their risk. Learn more about the Geospatial Analytics Module in Touchstone®.

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The Advanced Loss Modification Module in Touchstone Re

Brochures | Solution | pdf - 690 Kb
October 22, 2021

Touchstone Re™ Advanced Loss Modification Module enables organizations to analyze global reinsurance treaties

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The AIR Earthquake Model for Chile Key Advantages

Brochures | pdf - 944 Kb
April 01, 2016

This document describes the key advantages of the AIR Earthquake Model for Chile, which is designed to meet the unique risk management needs of companies ...

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The AIR Earthquake Model For The United States

Brochures | Model | pdf - 3344 Kb
August 28, 2017

This brochure describes the probabilistic approach of the AIR Earthquake Model for the United States for determining the likelihood of loss from ground shaking and five sub-perils: fire following, tsunami, liquefaction, landslide, and sprinkler leakage.

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The AIR Earthquake Models for South America

Brochures | Model | pdf - 2769 Kb
August 06, 2015

This brochure provides an overview of the AIR Earthquake Models for Chile, Colombia, Ecuador, Perú, and Venezuela, which explicitly model damage from ground shaking, tsunami, and liquefaction. The models provide the most up-to-date information to support risk management strategies that will effectively mitigate the impact of the next big quake on the five modeled countries.

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