This brochure provides an overview of the AIR Earthquake Model for Canada, which provides an integrated view of loss from all earthquake-related perils: ground shaking, fire following, tsunami, liquefaction, and landslide. The model provides the most up-to-date information to support risk management strategies that will effectively mitigate the impact of the next big quake.

This brochure provides an introduction to the AIR Earthquake Model for China. With rapid urbanization in seismically active regions and a burgeoning insurance market, companies operating in China need sophisticated tools to assess and manage their exposure to earthquake risk.

The use of secondary risk characteristics can have a major impact on modeled losses for the AIR Inland Flood Model for the United States. This document describes the secondary risk characteristics that Touchstone supports for this model.

This brochure provides an overview of the AIR Bushfire Model for Australia, where fires that once raged across grassland and forest burn today through highly developed commercial and residential areas, causing significant insured losses. The model employs several parameters that drive the generation of realistic fire perimeters—including available fuels, weather, and topography. The phenomenon of clustering—a distinctive feature of Australian bushfires—is explicitly modeled. To capture building and structural characteristics in fine detail, the model employs separate damage functions for 44 construction types, 48 occupancy classes, and several height bands.

This document describes the key advantages of the AIR Earthquake Model for Central America, which is designed to meet the unique risk management needs of companies exposed to earthquakes impacting Belize, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua, and Panama.

We examine the economic demand surge following Hurricanes Harvey and Irma to see how they affected construction costs and market equilibrium.

  This brochure gives a high-level preview of the AIR Earthquake Models for Chile, Colombia, Ecuador, Perú, and Venezuela.

This brochure provides an introduction to the AIR Northwest Pacific Basinwide Typhoon Model, the first fully integrated tool for capturing risk both from typhoon winds and flood across the Northwest Pacific region. This innovative model—which features a unified catalog of nearly 300,000 simulated events affecting Japan, mainland China, Hong Kong, Taiwan, South Korea and the Philippines—allows local direct insurers to analyze country-specific risk, and global insurers and reinsurers to seamlessly assess the risk to policies and portfolios that span multiple countries. 

AIR’s Fund Designation Service helps clients choose an MPCI fund allocation strategy that best fits their risk-return target. The service utilizes the 10,000-year weather-based, spatially correlated, price volatility–adjusted stochastic catalog from AIR’s U.S. MPCI model to rank and sort policies based on their estimated risk level.

The Underwriting Mode in Touchstone features tools developed specifically for the underwriter, enabling faster decisions and a streamlined workflow, consistent execution of underwriting strategy, and the ability to quickly identify rule violations.